45,800 high-LTI first-time-buyer loans: 4.5× income is not an affordability test
UK high-LTI first-time-buyer loans reached 45,800 in 2025. See what the 4.5× multiple measures, what it omits and how repayments change for buyers.
Real estate
Compare homes using the same area unit and location. A monthly loan payment excludes maintenance, taxes and insurance. Test a higher interest rate before treating an estimate as affordable.
Latest explainers
UP RERA clears 13 projects worth ₹2,380.04 crore: approval is not completion
UP RERA project approval covers 13 projects and 4,724 proposed units, but it does not guarantee completion. Here is what buyers should verify before paying.
Amberwood starts at S$2.568m: the buyer cost is not S$2.568m
Amberwood at Holland starts from S$2.568 million, but buyer's stamp duty alone adds S$98,000. See the unit mix, timeline and total-cost checks before booking.
PIPA's investor survey points to more selling: test the cash flow behind a rental property
PIPA's 2026 survey reports more investor selling. Understand its sample limits and calculate rent after vacancy, interest and costs before judging a property.
RBI's house-price index rises 1.1% in Q1 FY27: what that means for an actual home search
RBI's house-price index rose 1.1% from the previous quarter. Separate index points, local prices and your loan budget when comparing Indian housing offers.
US mortgage rates reach 6.76% in Freddie Mac's survey: compare the loan, not just the headline
US mortgage rates averaged 6.76% in Freddie Mac's September 10 survey. Compare monthly payments, points and closing costs before relying on a quoted average.
HDB resale proceeds move to electronic payment: what sellers should check before completion
HDB resale applications submitted from September 7 use electronic cash payouts. Check bank details, CPF refunds and the amount available for your next home.
Berkeley reports cautious housing conditions: what a developer update can tell a homebuyer
Berkeley describes stable trading in a cautious housing market. Separate a builder's outlook from local asking prices, mortgage offers and completion risk.
Canadian household wealth rises, but that does not pay a mortgage renewal
Canadian household wealth rose in Q2, led by financial assets. Why national net worth and debt-service averages cannot replace your mortgage renewal budget.
Abu Dhabi's September 16 occupancy-certificate deadline: what owners and buyers should verify
Abu Dhabi owners face a September 16 occupancy-certificate application deadline. Check building documents, renewal status and responsibilities before completion.
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